Personal Auto Hub
Hot Topics in 2023
Shortlisted topics for multistate insurance program changes
Vehicle Technology/Cyber
We’re working on changes to physical damage coverage related to cyber risks and vehicle technology.
Sharing Economy
We've developed revisions to explicitly exclude Delivery Network Platforms (DNP's) with a related coverage option for DNP's, introducing optional physical damage gap coverage related to transportation network drivers. In addition, we recently discussed the potential for introducing an additional personal vehicle sharing program exclusion.
Electric Vehicles
We continue to monitor the shift towards electric vehicles (EVs), and any potential insurance implications of that shift.
Major Projects
Verified Mileage Rule
We've developed Verified Mileage rating factors and in 2021 we began filing an optional rating rule for use by our customers. Verified mileage can also be obtained from MileageConfirm™, Verisk’s mileage solution, to help establish accurate annual mileage including at the point of sale or point of quote.
2022 Personal Auto "Mini" Multistate Program Update
We've developed revisions to explicitly exclude Delivery Network Platforms (DNP's) with a related coverage option for DNP's, introducing optional physical damage gap coverage related to transportation network drivers, and introducing a new Extended Non-Owned Coverage option.
Contact the Personal Auto Team
Our product team is available for support. Email us with any questions or comments and we’ll direct your inquiry to the right person and be in touch.
Events
Available WebinarUnveiling Americans' Perceptions on Insurance Fraud
Watch this enlightening webinar as we present groundbreaking findings from our joint study with the Coalition Against Insurance Fraud. You'll get insights into trends in insurance fraud, the crime we all pay for.
Available WebinarInflection Point for Credit: Innovations for Personal Auto
Our experts will explore new marketing solutions that leverage Inflection™ InitialQuote Score and how segmenting risk has never been easier.
Available WebinarAuto History Score: A Vehicle's Risk Profile Is More than the Sum of its Parts
In this webinar, learn how Auto History Score can support additional segmentation on an individual vehicle, helping to measure the risk of future claims.
Meet the Team
Sara Remynse
Sara Remynse is a senior specialist on Verisk’s Personal Auto Coverage Products Team. Sara joined Verisk in 2022, bringing with her over five years of carrier experience, and is currently responsible for researching and developing new and revised personal auto, personal umbrella and motorcycle products. Sara has also earned a Chartered Property Casualty Underwriter designation (CPCU).
Verisk Activity
Coming soon: links to related content for participating subscribers!
Tools and Resources
Circular Alert Service
With the Circular Alert Service you'll receive a daily email notifying you of the latest circular releases. You can personalize your alert by types of circulars, LOB, states and more.
ISO Education
Available on-demand, ISO Education content is produced & maintained by the subject matter experts that develop and manage the products, so you can be confident that the material is extensive and relevant.
Verisk Speakers Bureau
Request an insurance thought leader to speak at your next event. Verisk leaders and innovators are sought after to speak at insurance industry events on a wide range of topics.
Explore Personal Auto Insights
ISO Risk Analyzer Personal Auto
ISO Risk Analyzer® Personal Auto provides sophisticated pricing refinement you can incorporate into your underwriting and rating, or supplement your own models for precise, customized segmentation.
